CORPORATE LOANS AND ADVANCES
The bank provides short to medium term finance for both project and working capital requirements. Loans and advances are issued in Kwacha and foreign currency (USD) at competitive rates. Depending on the nature of the client's project the facilities can be structured to cover a period ranging from 7 days to 2 years.

GUARANTEES AND BID BONDS
The Bank provides a range of contractual or project security through the issuance of guarantees, bid bonds, performance bonds and advance payment bonds for its esteemed customers engaged in trade or capital projects in all sectors of our economy.

LEASING
The Investrust lease facility is a tax efficient form of medium term financing through which customers can aquire movable and immovable assets in the agriculture, tourisim, information technology, transport, mining and other sectors.

TRADE FINANCING
Under this facility, the bank is focused on meeting and managing the short term liquidity requirements of our local traders. Some of the services provided under this facility are:

Invoice discounting
Bankers' Acceptances and Disounting of bills of exchange
Provision of pre and post shipment financing
Letters of Credit

INVESTMENT BANKING AND ADVISORY SERVICES
The following services are available:
Due diligence and project proposals
Advisory services relating to assist you raise finance
Arranging finance through the capital market and syndication programmes
Structured and trade finance
Project Finance

CORPORATE BANKING SERVICES

CONSUMER BANKING SERVICES
We offer personal loans aimed at providing your permanent and contract staff with facilities for purchase of household goods, vehicles, home improvements etc. Salient conditions of the loans are:

Hassle free repayment mode.
Minimum amount of K1 million and maximum of K30 million. Higher amounts can be considered on case by case basis,
Interest is linked to the base rate, and
Maximum period of the loan is 36 months.

DOWNLOAD BROCHURES
Leasing Brochure
The InvestDiscount Facility

CONTACTS
You can contact any one of the following:
Head Corporate Finance & Credit,
The Manager- Corporate Relationships,
The Manager- Corporate Finance

Tel: 238733/5, 235284
Fax: 237060
Lusaka