wrapper

Short Codes

Investrust Bank Plc is committed to providing outstanding value for money, cost effective and efficient products and services to its customers.

Our major strengths lie in our ability to provide quick and efficient products and services, enhanced security for cash handling for staff, flexible business hours and available special arrangements for extended banking hours for some customers on request.

The Bank is geared to give your institution personalized and efficient products and services. Some of the products and services we offer throughout our branch network are:

  • TYPES OF ACCOUNTS

    Investrust Bank Plc is committed to providing outstanding value for money, cost effective and efficient products and services to its customers. Our major strengths lie in our ability to provide quick and efficient products and services, enhanced security for cash handling for staff, flexible business hours and available special arrangements for extended banking hours for some customers on request. The Bank is geared to give your institution personalized and efficient products and services. Some of the products and services we offer throughout our branch network are:

  • CURRENT/DEMAND ACCOUNTS

    This is an account designed for individuals and corporate entities with no minimum balance requirements. Charges on this account are fixed, allowing the client to budget ahead of time for their banking costs.

    DOWNLOAD APP FORM

     

  • CHEQUE SAVERS ACCOUNTS (ZMW)

    1. This is a special current account which allows unrestricted operations. 2. The minimum balance on the account is K1, 000,000 for corporate entities and K500, 000 for individuals. 3. The Bank issues a chequebook for this account. 4. The account is an interest bearing account, paid per annum on balances above the minimum balance. 5. A free monthly statement is provided. 6. Free withdrawals through any of our branches and free transfers between our branches.

    DOWNLOAD APP FORM

  • FOREIGN CURRENCY ACCOUNTS

    The Bank offers Foreign Currency Call and Fixed deposit accounts in the following currencies; US-Dollar, British Pounds (GBP), South African Rand (ZAR) and the Euro (EUR). Unlike most banks in the market we offer competitive interest rates on these accounts. The minimum balance for a foreign currency account is US$500 or equivalent. The bank charges an account maintenance fee every month. For current accounts the Bank will issue the customer with a cheque book.

    DOWNLOAD APP FORM

     

  • FIXED DEPOSIT ACCOUNT

    The minimum balance for these accounts is K1, 000. The Bank offers competitive market interest rates on all deposit accounts. Interest rates can be negotiated for larger amounts with a minimum investment period ranging from 30 days to 365 days.

    DOWNLOAD APP FORM

  • SOLE PROPRIETOR ACCOUNT

  • BUSINESS ACCOUNT

  • CLUB-SOCIETY-RM

  • SME KANTEMBA

     1. No minimum balance.  2. K200 opening balance only.  3. It comes with a Cheque book.  4. ATM card is also available for sole traders.  5. Accessible across branch network.

    Quick access to loans

  • SME KANTEMBA USD ACCOUNT

    1.   No minimum balance. 2.   Opening balance USD 300.00 balance only. 3.   It comes with a Cheque book. 4.   ATM card is also available for sole traders. 5.   Accessible across branch network. 6.   Access to credit facilities. 7.   Maintenance fee- USD 10 or equivalent. 

  • INVESTSAVE ACCOUNT

    1.  Minimum balance of K30.00 only. 2.  K20 monthly maintenance fees. 3.  Competitive interest accrued on daily balance payable monthly. 4.  Visa Green Card. 5.  Accessible at any of our branches. 6. Used as a salary account as well as for ordinary savings.

  • INVEST FARMER

    This product has been targeting famers from all parts of the country. This product has made possible affordable banking to all our farmers for whom main stream banking is expensive. Features:

       1.  K10.00 opening balance.    2.  No Maintenance fee.              3.  No Debit transaction fee.         4.  No Cheque book.            5.  K10 Minimum Balance.           6.  Free Monthly statement.           7.  VISA Green Card is available.    8.  Farmer ID card .            9.  Mobile Alerts.       10.Exempt from going dormant.

  • CHEQUE ACCOUNT PERSONAL

        1. K25 ledger fees charged .     2. A minimum balance of K500.00 for individuals.     3. Flexible business hour structure.     4. No restrictions on number of withdrawals.     6.  Has a cheque book.     7. Interest paid on balances of K500 and above.     8. Goes with an ATM card as well.

  • CURRENT ACCOUNT PERSONAL

      1.  No minimum balance required   2.  Opening balance of K 500 only   3.  Access to loan facilities   4.  Has a cheque book   5. Goes with an ATM card as well.   6. No restrictions on number of withdraws.   7. No charge on cheque book usage.

  • INVESTRUST PREMIUM ACCOUNT

    1.    Minimum balances for K500.00. 2.    Competitive interest at 7% p.a. 3.    The higher the account balance the more you earn. 4.    Interest accrued daily and credited monthly. 5.    No limit on withdrawals . 6.    No monthly service fee on balances of K300.00 and above . 7.    Account accessible at any of our branches. Instant access to cash through the debit card.

  • INVESTRUST WEALTH BUILDER

    1.    Minimum balance of K2,000.00. 2.    Attractive interest rate currently at 8% p.a. 3.    The higher the account balance the more you earn. 4.    Interest accrued daily and paid at the end of the month. 5.    2% annual bonus will apply on balance above K2,000 if maintained for one year. 6.    Account accessible at any of our branches . 7.    One withdrawal per month . 8.    No account closure within 12 months of opening.
  • EAZE SAVE

    The EazeSave account targets Individuals. The account opening procedures for EazeSave will include the standard KYC requirements for Individual accounts. The EazeSave account will help individuals grow their deposits monthly. 1    K100.00 minimum balance. 2    No monthly account management fee. 3    One free Withdrawal every 90 days. 4    Fee for withdrawing more than once in 90 days pegged at 1% of the withdrawn amount. Minimum fee K50.00 maximum K100.00. 5    No over the counter withdrawal fee. 6    No debit card available. 7    8% per annum interest paid on deposit amounts below K10,000.00, 10% paid on  amounts of K10,000.00 and over. 8    Monthly payment of interest. 9    No monthly account statements fee.

  • EAZE BUSINESS

    The EazeBusiness account is targeted at the less informal sector, such as market traders. The EazeBusiness account will help those in the informal sector, such as marketeers to access affordable banking services in an environment where such services are costly. 1.    K50.00 minimum balance. 2.    K10.00 monthly account management fee. 3.    K10 fee for over the counter withdrawal . 4.    No debit card available . 5.    No overdraft facility. 6.    No monthly account statements fee.
  •  

 This is an account designed for individuals and corporate entities with no minimum balance requirements. Charges on this account are fixed, allowing the client to budget ahead of time for their banking costs.

  • Collapsible Group Item #1

    Anim pariatur cliche reprehenderit, enim eiusmod high life accusamus terry richardson ad squid. 3 wolf moon officia aute, non cupidatat skateboard dolor brunch. Food truck quinoa nesciunt laborum eiusmod. Brunch 3 wolf moon tempor, sunt aliqua put a bird on it squid single-origin coffee nulla assumenda shoreditch et. Nihil anim keffiyeh helvetica, craft beer labore wes anderson cred nesciunt sapiente ea proident. Ad vegan excepteur butcher vice lomo. Leggings occaecat craft beer farm-to-table, raw denim aesthetic synth nesciunt you probably haven't heard of them accusamus labore sustainable VHS.
  • Collapsible Group Item #2

    Anim pariatur cliche reprehenderit, enim eiusmod high life accusamus terry richardson ad squid. 3 wolf moon officia aute, non cupidatat skateboard dolor brunch. Food truck quinoa nesciunt laborum eiusmod. Brunch 3 wolf moon tempor, sunt aliqua put a bird on it squid single-origin coffee nulla assumenda shoreditch et. Nihil anim keffiyeh helvetica, craft beer labore wes anderson cred nesciunt sapiente ea proident. Ad vegan excepteur butcher vice lomo. Leggings occaecat craft beer farm-to-table, raw denim aesthetic synth nesciunt you probably haven't heard of them accusamus labore sustainable VHS.
  • Collapsible Group Item #2

    Anim pariatur cliche reprehenderit, enim eiusmod high life accusamus terry richardson ad squid. 3 wolf moon officia aute, non cupidatat skateboard dolor brunch. Food truck quinoa nesciunt laborum eiusmod. Brunch 3 wolf moon tempor, sunt aliqua put a bird on it squid single-origin coffee nulla assumenda shoreditch et. Nihil anim keffiyeh helvetica, craft beer labore wes anderson cred nesciunt sapiente ea proident. Ad vegan excepteur butcher vice lomo. Leggings occaecat craft beer farm-to-table, raw denim aesthetic synth nesciunt you probably haven't heard of them accusamus labore sustainable VHS.
[toggle_box]
   [toggle_item icon="user" title='ITEM_TITLE1'] ADD_CONTENT_HERE [/toggle_item]
   [toggle_item icon="heart" title='ITEM_TITLE2' active='yes'] ADD_CONTENT_HERE [/toggle_item]
   [toggle_item icon="bell-alt" title='ITEM_TITLE3'] ADD_CONTENT_HERE [/toggle_item]
[/toggle_box]

The senior management of the Bank are very experienced in the Banking and Financial services sectors and have several years of experience in these fields in Zambia and abroad. Our support members of staff are competent with many years of experience in their respective fields.

The Bank has more than 500 employees of which 12 are Heads of Departments. Given below is a brief description of the management team.

Template Settings

Color

For each color, the params below will give default values
Blue Green Red Radian
Select menu
Google Font
Body Font-size
Body Font-family