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Investrust Bank Plc was incorporated on 19 September 1996 as Investrust Merchant Bank Zambia Limited and was registered as a bank under the Banking and Financial Services Act of Zambia. In 2004, the bank converted to a public company and changed its name to Investrust Bank Plc and became quoted on the Lusaka Stock Exchange ("LuSE"). The bank applied for and was granted a full listing on the LuSE on 21 June 2007.

Investrust currently has 5 branches nationwide in Lusaka (Head office), Savings Centre (lusaka), Kitwe, Chipata and Luangwa which opened in 2006. The Bank also has 2 agency offices in Lusaka at Arcades Shopping Mall and at Mulungushi House, Ridgeway.

The core activity of Investrust Bank is the provision of commercial, retail banking and leasing services in Zambia. The bank is progressively positioning itself in the Zambian financial market by offering personal banking products as well as corporate banking products focused on medium-sized enterprises, emergent Zambian owned enterprises, parastatals, NGOs, Government agencies and other corporate institutions.

The bank has recorded significant growth in the past ten years. In 2006, deposits were ZMK 243 billion and profit before tax was ZMK 12.1 billion. In the bank has plans to open more branches across the country.

Key Milestones in the History of Investrust Bank Plc


Formed in 1996

Branch opened in Kitwe - 1998

Opened an Agency at Mulungushi House - 1999

Changed the Bank name from Investrust Merchant Bank Zambia Limited to Investrust Bank Limited - 2002

Opened an Agency at Arcades Shopping Centre - 2003

Opened a branch in Chipata - 2004

Total Assets exceeded K100 Billion for the first time - 2004

Total Deposits exceeded K100 Billion for the first time - 2004

Changed from private to a public company - 2004

Investrust Bank is quoted on the Lusaka Stock Exchange - 2004

An ultra modern Savings centre is opened at the Lusaka branch - 2005

The InvestLease Product, to cater for small to medium size leases, is launched - 2006

Launch of ATM services through ZAMLINK - (end of) 2005

Investrust Bank Plc fully listed on the LuSE - 2007

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